Top 7 Commercial Real Estate Loans for 2022



 Commercial property loans in Australia or any other location are a kind of real estate finance. It happens to be a form of mortgage loan approved on a commercial property, instead of a residential home. If there is any kind of income generated from a property where the sole purpose is for business, then it is widely regarded as commercial real estate.  Office blocks, residential units, hotels, or shopping complexes are a few of the very common examples of commercial real estate. 

Usually, an individual or a group of people will wish to purchase a piece of commercial real estate with the sole purpose of either utilizing it themselves or leasing the space to generate revenue in the form of rent. This income can be generated out of any form of business activities that are occurring within those premises. 

You can get in touch with any of the genuine and authorized mortgage brokers in Australia to seek some advice and take their help to obtain the required funds to finance this kind of project if you wish to apply for a commercial real estate loan. The top commercial real estate loans for 2022 are as follows- 

1. Lumi Unsecured Business Loan 


Minimum Loan Amount- $5,000 

Maximum Loan Amount- $300,000 

Loan Term- 3 months to 3 years 

Upfront Fee- 2.5% establishment fee 

You can apply for up to $300,000 from Lumi and be immensely benefitted from short loan terms, no early repayment fees, and once granted, then you can receive your funds within a single business day only. 


2. Valiant Finance Business Loan Broker 


Minimum Loan Amount- $5,000 

Maximum Loan Amount- $100,000 

Loan Term- 3 months to 5 years 

Upfront Fee- $0 application fee 

Any business lending specialist from Valiant Finance can provide you with access to competitive business loans from more than 70 lenders. Loans that are ranging between $5,000 and $1 million are available. You can request a call and your loan can be funded within a single business day. 


3. Moula Business Loan 


Minimum Loan Amount- $5,000 

Maximum Loan Amount- $250,000 

Loan Term- 1 year to 2 years 

Upfront Fee- 2% Establishment fee 

You may find that a loan of up to $250,000 can be approved and funded within 24 hours. It is available to all businesses with 6+ months of operating history and $5,000+ monthly sales. 


4. Max Funding Unsecured Business Loan 


Minimum Loan Amount- $3,000 

Maximum Loan Amount- $30,000 

Loan Term- 1 month to 1 year 

Upfront Fee- $0 application fee 

You can get an unsecured business loan of $3,000 that provides convenient pre-approval and no early repayment fees. 


5. On Deck Business Loans 


Minimum Loan Amount- $10,000 

Maximum Loan Amount- $250,000 

Loan Term- 6 months to 2 years 

Upfront Fee- 3% of the loan amount 

You may apply for almost $250,000 and receive your approved funds within a single business day. A minimum annual turnover of $100,000 and 1 year of trading history are mandatory. 


6. Early Pay Equipment Finance 


Minimum Loan Amount- $20,000 

Maximum Loan Amount- $1,500,000 

Loan Term- 2 years to 5 years 

Upfront Fee- $750 - Establishment fee 

You can upgrade or expand your business's equipment with equipment finance from Early Pay. There is the facility to borrow from $20,000 to $1,500,000. 


7. Prospa Business Loan 


Minimum Loan Amount- $5,000 

Maximum Loan Amount- $500,000 

Loan Term- 3 months to 3 years 

Upfront Fee- 3% origination fee 

Small business loans are easily available from $5,000 - $500,000 on terms of up to 3 years. You only need a minimum of six months of trading history and a monthly turnover from $5,000 onwards.  


Inference 


Apart from the above-mentioned real estate loans, nowadays it has also become easy to apply for the best online home loans in Australia. You only need to establish your credibility as a loan applicant. 

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